The United States Department of Agriculture (USDA) now has loans available offering zero down, zero closing costs and 100 percent financing to buyers who qualify. Home buyers must also purchase in areas that are included in the loan program and Lakes of Savannah, located in the Pearland area, is among those locations that qualify.

Income requirements, family size and home price requirements are also included on the website at www.usda.gov . The site offers contact information as well as the opportunity to apply for the loans and more information.

Restrictions apply for these loans and Lakes of Savannah is not involved in mortgage lending or the USDA program and its loans. Interested consumers are encouraged to visit the website for more information and details.